Our journey

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Caspian Insurance – Your Business Protection Referral Partner

Caspian Insurance is a specialist UK business protection insurance broker, supporting company directors in protecting what they have built.
With over 200 years’ combined industry experience across the wider Caspian group, we have successfully helped thousands of businesses across a wide range of industries.
The team focuses on understanding clients needs to deliver practical, cost-effective and tax-efficient business protection advice.

Expert help and support

Rachel Kelly

07385 401 581

“I am delighted to have partnered with Caspian Insurance. My clients can now benefit from their expertise when it comes to protection. The feedback I’ve received is excellent, both in terms of the speed of service and the quality of advice. When making a referral, I have total confidence in the team at Caspian, knowing that my clients will be dealt with in a professional way and can get the advice they need.”

Steve Aldous – Craven Mortgages Ltd

FAQs

How does the referral process work?Who will advise my client?What types of business protection do you advise on?How does commission work?Are there any limitations or minimum referral requirements?Other products or services?How do I register a partner?

Our Service

As a specialist business protection insurance broker, we help company directors understand risk and put the right protection in place to protect their business, its people, and its future.


Every business is different. That’s why we take the time to understand ownership structures, financial exposure and long-term goals before providing tailored advice. Our recommendations are practical, transparent and designed to support business continuity.


Our straightforward referral process allows us to manage the entire advice journey on your behalf, removing the need for you to provide specialist insurance advice and helping you stay focused on your core service.

We manage the full process from initial contact through to setting the cover up, allowing you to stay focused on your core business.

Save Time & Resources

Your clients are supported by experienced business protection experts, ensuring advice is practical, appropriate, and aligned with their business needs.

Specialist expertise

By referring business protection advice, you can be confident all FCA compliance requirements are met. We take full responsibility for the advice provided.

Remain Compliant

Rated “Excellent”, with over 10,000 Trustpilot reviews and rated 5-star on Google Reviews, your clients will be in safe hands.

Trusted service

Free access to our exclusive partner portal allows you to monitor your clients at every stage of the process.



Receive a generous, risk-free commission per policy placed, with no additional pressure or obligation.

Earn Extra Income

Join now

Step one:

We contact your client to understand their business, role, and exposure to risk before providing tailored advice.

Step two:

We use our panel of top UK insurers to identify suitable business protection policies aligned with their current business structure and goals.

Step three:

We clearly explain the recommendations and manage the application process through to cover being implemented.

Step four:

Our customer care team provides ongoing support, ensuring clients fully understand their cover and how it works.

Step five:

With policies that need to be put into trust, we offer this service to all business owners completely free of charge. Putting the clients policy into trust ensures that the payout bypasses probate and helps to mitigate inheritance tax.

Step six:

If the time ever comes to claim on their policy, our dedicated claims team supports the client throughout the process, helping to make a difficult situation as straightforward as possible.

Who we support

We specialise in supporting:

  • Limited company directors

  • Single-director businesses

  • Multi-director companies and partnerships

  • Growing SMEs with key people risk

  • Businesses with shareholder or succession planning considerations

A new way to refer business protection

Track Your Referrals

Our straightforward referral process means we take care of the entire business protection journey on your behalf, helping to reduce the time and resources required to provide specialist insurance advice.