What type of life insurance do you need?
Starting a
family?
Family life insurance can financially protect your loved one's future.
Buying a
house?
Mortgage protection can pay off the outstanding amount on a mortgage.
Getting
married?
Joint life insurance can protect either of you if one of you passes away.
Nearing
retirement?
Over 50's cover can help cover funeral costs or leave a cash gift for your loved ones.
Get insured today with Caspian Insurance
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Stop smoking and See the Difference
Caspian Insurance Services is a trading style of Caspian Assured Ltd, registered address Norfolk House, Norfolk Street, Manchester, M2 1DW. Caspian Assured Ltd is directly authorised and regulated by the Financial Conduct Authority under firm reference number 788964. Your policy is covered by the Financial Services Compensation Scheme. Data Protection Reference Number: ZA192229
Use our smoking calculator to find out how much you can save if you stopped smoking today.
See what we've been doing
By quitting smoking you can significantly improve your health and risk from certain cancers. And it's not just the health benefits, you can make considerable savings on your finances too. In a recent poll we found that almost half of adults surveyed (44%) believe that you have to have quit smoking for two or more years for your life insurance to reduce in cost. When in reality, if you decide to kick the habit and have quit for 12 months or more, you can look at reviewing your policy and be classed as a non-smoker which can positively reduce your premiums.
Find out how much you could save by using our calculator below and See The Difference stopping smoking could mean for you.
This Stoptober we are raising awareness with our See The Difference Campaign
See the impact on your Health?
On average your lungs weigh 1129 grams, measure the amount of tar going into your lungs every year
Did you know that if you have quit smoking for a year or more you could save on your Life Insurance premiums?
How much you can save?
Find out how much you are spending based on your smoking habits.
Did you know that if you have quit smoking for a year or more you could save on your Life Insurance premiums?
How does smoking affect your insurance?
Smokers will pay more on their monthly premiums compared to non-smokers, check the calculator below to see the difference.*
Did you know that if you have quit smoking for a year or more you could save on your Life Insurance premiums?
This calculator is for informative purposes only and is not to be taken as financial advice, for accurate financial advice please consult with an advisor from Caspian Insurance.
*The Premiums are based on a policy worth £200,000 cover for the term of 25 years. premiums correct as of September 2021.