What type of life insurance do you need?

Family Life Insurance

Starting a

family?

Family life insurance can financially protect your loved one's future.

Mortgage Protection

Buying a

house?

Mortgage protection can pay off the outstanding amount on a mortgage.

Joint Life Insurance

Getting

married?

Joint life insurance can protect either of you if one of you passes away.

Over 50's Cover

Nearing

retirement?

Over 50's cover can help cover funeral costs or leave a cash gift for your loved ones.

This calculator is for informative purposes only and is not to be taken as financial advice, for accurate financial advice please consult with an advisor from Caspian Insurance. 

*The premiums are based on a policy worth £200,000 cover for the term of 25 years. Premiums correct as of September 2021.

Get insured today with Caspian Insurance

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Call 0808 275 0584

Norfolk House

Norfolk Street

Manchester

M2 1DW

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Stop smoking and See the Difference 

Caspian Insurance Services is a trading style of Caspian Assured Ltd, registered address Norfolk House, Norfolk Street, Manchester, M2 1DW. Caspian Assured Ltd is directly authorised and regulated by the Financial Conduct Authority under firm reference number 788964. Your policy is covered by the Financial Services Compensation Scheme. Data Protection Reference Number: ZA192229

Use our smoking calculator to find out how much you can save if you stopped smoking today.

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By quitting smoking you can significantly improve your health and risk from certain cancers. And it's not just the health benefits, you can make considerable savings on your finances too.  In a recent poll we found that almost half of adults surveyed (44%) believe that you have to have quit smoking for two or more years for your life insurance to reduce in cost. When in reality, if you decide to kick the habit and have quit for 12 months or more, you can look at reviewing your policy and be classed as a non-smoker which can positively reduce your premiums. 

Find out how much you could save by using our calculator below and See The Difference stopping smoking could mean for you.

Find out how much you are spending based on your smoking habits.


Did you know that if you have quit smoking for a year or more you could save on your Life Insurance premiums

Smokers will pay more on their monthly premiums compared to non-smokers,  check the calculator below to see the difference.*

Did you know that if you have quit smoking for a year or more you could save on your Life Insurance premiums

This Stoptober we are raising awareness with our See The Difference Campaign

See the impact on your Health?

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On average your lungs weigh 1129 grams, measure the amount of tar going into your lungs every year.

Did you know that if you have quit smoking for a year or more you could save on your Life Insurance premiums

How much you can save?

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How does smoking affect your insurance?

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